SMEPay is the preferred UPI payment gateway for fashion brands in India. Collect zero commission payments instantly with a seamless no redirect checkout.
Start collecting UPI payments with zero commissionTrusted by growing fashion brands across India
SMEPay is a leading UPI payment gateway in India that empowers businesses with zero commission transactions. Whether you need dynamic QR codes, instant payment links, or direct API checkout, our platform ensures a seamless no redirect checkout experience for maximum conversion.
Enter the amount and instantly generate a secure UPI link from your dashboard.
Drop the link directly into your WhatsApp chats or Instagram DMs with customers.
Customers pay via any UPI app with no redirect checkout, and you receive funds instantly.
A UPI payment gateway for fashion brands allows clothing, jewellery, and accessories businesses to accept digital payments seamlessly via UPI apps like Google Pay, PhonePe, and Paytm. Unlike traditional gateways that charge high Merchant Discount Rates (MDR), a UPI-first platform like SMEPay ensures you keep 100% of your revenue.
COD leads to significant RTO (Return to Origin) losses. Encouraging prepaid orders through a seamless UPI checkout is critical for fashion brands to maintain profitability.
Traditional gateways charge up to 2-3% per transaction. For high-volume clothing or high-ticket jewellery sales, these fees eat massively into profit margins.
Clunky, multi-step checkout processes with OTPs and redirects frustrate impulse buyers, leading to abandoned carts in the fast-paced fashion industry.
Embed our API for a direct UPI intent flow. Customers pay within your app or website without being redirected, boosting conversion rates for fashion apparel.
SMEPay charges 0% commission (no MDR). Keep your entire profit margin on every saree, dress, or jewellery piece you sell.
Selling on Instagram or WhatsApp? Generate custom payment links instantly and share them in DMs to close the sale fast.
Perfect for offline pop-up stores or physical boutiques. Generate dynamic QR codes for the exact amount and get instant settlements.
SMEPay is widely used by clothing brands, jewellery sellers, and footwear businesses in India to collect UPI payments without commission. Our platform empowers multiple business types to accept payments instantly with a seamless checkout.
| Feature | SMEPay | Razorpay / Cashfree / Paytm |
|---|---|---|
| Transaction Fee (MDR) | 0% (Flat Pricing) | ~2% per transaction |
| Checkout Experience | No redirect (Direct Intent) | Multiple redirects & OTPs |
| Setup Complexity | Extremely Simple | Complex document verification |
| Target Audience Focus | SMEs & D2C Brands | Large Enterprises |
Explore more industry solutions: Beauty Brands | Social Commerce | Gifting Businesses
Yes, SMEPay is widely used by clothing brands, jewellery sellers, and footwear businesses in India to collect UPI payments directly without paying any commission fees.
Yes, you can generate UPI payment links from the SMEPay dashboard and share them directly with your customers on WhatsApp or Instagram.
Absolutely. Instagram sellers use SMEPay's payment links and dynamic QR codes to collect zero-commission payments instantly via chat.
Unlike Razorpay which charges around 2% per transaction, SMEPay is a zero commission UPI payment gateway in India with a no redirect checkout, designed specifically for fashion brands.
No, there are no setup fees or hidden charges. You can start generating payment links and QR codes instantly for free.
Generate your first payment link. Keep every rupee you earn; only a flat fee applies.