
SMEPay helps gifting brands collect advance payments securely with zero commission. Experience a seamless no redirect checkout for your custom gifts.
Start collecting UPI payments with zero commissionTrusted by growing gifting businesses across India
SMEPay is a leading UPI payment gateway in India that empowers businesses with zero commission transactions. Whether you need dynamic QR codes, instant payment links, or direct API checkout, our platform ensures a seamless no redirect checkout experience for maximum conversion.
Enter the amount and instantly generate a secure UPI link from your dashboard.
Drop the link directly into your WhatsApp chats or Instagram DMs with customers.
Customers pay via any UPI app with no redirect checkout, and you receive funds instantly.
A UPI payment gateway for gifting businesses enables hamper curators, florists, and customized gift makers to accept payments digitally. By eliminating typical payment gateway fees (MDR), SMEPay allows you to keep the full amount on high-ticket custom orders while ensuring a smooth, trustworthy transaction for your clients.
Customized gifts cannot be resold if a customer backs out. You need a fast, frictionless way to secure 50% or 100% advance payments before starting work.
Corporate gifting orders often run into lakhs of rupees. Paying a 2% gateway fee on such large invoices results in thousands of rupees lost per transaction.
Many boutique gifting brands and local florists operate entirely via Instagram or WhatsApp and don't have the technical bandwidth to set up traditional gateway integrations.
Share secure payment links directly in WhatsApp chats or Instagram DMs to instantly secure advance payments for custom hampers.
Whether the order is for ₹500 or ₹5,00,000, you pay zero percentage-based commission. Keep your entire margin intact.
For established gifting portals, embed our direct UPI intent API for a seamless, no-redirect checkout experience right on your website.
Provide clients with official payment invoices and branded checkout links rather than asking them to send money to personal numbers.
SMEPay is the trusted UPI payment gateway for various gifting commerce models. Whether you are creating custom gifts or corporate hampers, our platform empowers multiple business types to accept payments instantly. We are trusted by gifting businesses across India to process large volumes of UPI payments without fees.
| Feature | SMEPay | Razorpay / Cashfree / Paytm |
|---|---|---|
| High-Ticket Fees | Zero Percentage Commission | Hefty 2% cut on large orders |
| Website Requirement | Not Required (Use Links) | Often mandatory for approval |
| Checkout Experience | Direct Intent & Instant Link | Multiple redirects |
Explore more industry solutions: Food Businesses | Social Commerce | Beauty Brands
Yes, SMEPay is highly suitable for gifting businesses in India. It is widely used by florists, hamper curators, and custom gift makers to collect UPI payments instantly without any commission.
You can generate SMEPay payment links via WhatsApp or Instagram DM. Customers can click the link and pay instantly via their preferred UPI app, securing your advance before you begin customization.
Yes, corporate gifting companies use SMEPay's API and payment links to handle high-value B2B orders with zero percentage-based gateway fees, saving massive amounts on large invoices.
Unlike Razorpay which charges around 2% per transaction, SMEPay is a zero commission UPI payment gateway in India with a no redirect checkout, designed specifically for gifting businesses.
No, there are no setup fees or hidden charges. You can start generating payment links and QR codes instantly for free.

Generate your first payment link. Keep every rupee you earn; only a flat fee applies.